About Rs 1 lakh crore of small debt recast likely
Reserve Bank of India allowing restructuring of stressed loans to micro, small and medium enterprises could lead to restructuring of as much as Rs 1 lakh crore of debt, said Icra.
5-10 per cent of Rs 12 lakh crore loans outstanding to MSMEs may come up restructuring.
Image source: PTI
Rs 5,000 crore- Banks may have to set aside as provisions for restructured loans.
Image source: PTI
5 per cent- RBI has asked banks to provide for in addition to debt that will be restructured under the plan.
Image source: PTI
14.5 per cent- NPA ratio for larger MSME borrowers (Rs 10-25 crore loans) in June.
Image source: DNA
12.8 per cent – The ratio two years ago.
Image source: PTI
A Tilted Playing Field
Only 22.5 per cent of India's total credit pie is available to micro, small and medium enterprises; of this almost 10 percentage points goes to individuals borrowing in personal capacity.
When small isn't beautiful
Loans of ticket size of $1.4 million to $3.6 million to India's micro, small and medium-sized enterprises are sourcing at a rapid pace.
Image source: DNA